Audit Services

The KBCS audit service is available to all KBA member banks. Member banks utilizing KBCS receive discounted rates on audit services. If the bank is also a KBCS member, KBSC staff will assist the bank in making corrections through the program’s legal and compliance service with no additional fee.

Audit areas:


  • Bank Secrecy Act / Anti-Money Laundering / OFAC / Customer Identification Program
  • Privacy of Consumer Financial Information 
  • Fair Credit Reporting Act/Fair and Accurate Credit Transactions Act
  • Expedited Funds Availability Act
  • Truth in Savings Act        
  • Unlawful Internet Gambling Enforcement Act
  • Electronic Funds Transfer Act    
  • Interest on Deposits  
  • Bank Protection Act / Security Review   
  • Bank Bribery Act          
  • Consumer Protection in Sales of Insurance
  • Advertising of FDIC Membership
  • NACHA Operating Rules
  • Human Resources  
  • Garnishments and Levies


  • Home Mortgage Disclosure Act
  • Flood Disaster Protection Act        
  • Secure and Fair Enforcement for Mortgage Licensing Act
  • Insider Lending
  • Real Estate Settlement Procedures Act
  • Truth in Lending
  • Kansas Uniform Consumer Credit Code
  • Equal Credit Opportunity Act
  • Fair Lending
  • Interagency Appraisal Requirements     
  • Community Reinvestment Act Public File       
  • Servicemembers Civil Relief Act/Military Lending             
  • Consumer Leasing Act  
  • Homeowners Protection Act     
  • Credit For The Purpose Of Purchasing/Carrying Margin Stock

For an audit proposal letter,  contact KBCS personnel at 785.232.3444 or email

KBCS Services

If you have any questions regarding the content of this webpage, contact Dylan Serrault, J.D. at 785.232.3444 or email –