Audit

Audit Services

The KBCS audit service is available to all KBA member banks. Member banks utilizing KBCS receive discounted rates on audit services. If the bank is also a KBCS member, KBSC staff will assist the bank in making corrections through the program’s legal and compliance service with no additional fee.

Audit areas:

Operations/Deposits

  • Bank Secrecy Act / Anti-Money Laundering / OFAC / Customer Identification Program
  • Privacy of Consumer Financial Information 
  • Fair Credit Reporting Act/Fair and Accurate Credit Transactions Act
  • Expedited Funds Availability Act
  • Truth in Savings Act        
  • Unlawful Internet Gambling Enforcement Act
  • Electronic Funds Transfer Act    
  • Interest on Deposits  
  • Bank Protection Act / Security Review   
  • Bank Bribery Act          
  • Consumer Protection in Sales of Insurance
  • Advertising of FDIC Membership
  • NACHA Operating Rules
  • Human Resources  
  • Garnishments and Levies

Lending

  • Home Mortgage Disclosure Act
  • Flood Disaster Protection Act        
  • Secure and Fair Enforcement for Mortgage Licensing Act
  • Insider Lending
  • Real Estate Settlement Procedures Act
  • Truth in Lending
  • Kansas Uniform Consumer Credit Code
  • Equal Credit Opportunity Act
  • Fair Lending
  • Interagency Appraisal Requirements     
  • Community Reinvestment Act Public File       
  • Servicemembers Civil Relief Act/Military Lending             
  • Consumer Leasing Act  
  • Homeowners Protection Act     
  • Credit For The Purpose Of Purchasing/Carrying Margin Stock
For an audit proposal letter, please complete form below or contact KBCS personnel at 785.232.3444 or email kbcs@ksbankers.com.

KBCS Services

If you have any questions regarding the content of this webpage, contact Allison Carpenter, J.D., AAP, at 785.232.3444 or email kbcs@ksbankers.com