Audit
Audit Services
The KBCS audit service is available to all KBA member banks. Member banks utilizing KBCS receive discounted rates on audit services. If the bank is also a KBCS member, KBSC staff will assist the bank in making corrections through the program’s legal and compliance service with no additional fee.
Audit areas:
Operations/Deposits
- Bank Secrecy Act / Anti-Money Laundering / OFAC / Customer Identification Program
- Privacy of Consumer Financial Information
- Fair Credit Reporting Act/Fair and Accurate Credit Transactions Act
- Expedited Funds Availability Act
- Truth in Savings Act
- Unlawful Internet Gambling Enforcement Act
- Electronic Funds Transfer Act
- Interest on Deposits
- Bank Protection Act / Security Review
- Bank Bribery Act
- Consumer Protection in Sales of Insurance
- Advertising of FDIC Membership
- NACHA Operating Rules
- Human Resources
- Garnishments and Levies
Lending
- Home Mortgage Disclosure Act
- Flood Disaster Protection Act
- Secure and Fair Enforcement for Mortgage Licensing Act
- Insider Lending
- Real Estate Settlement Procedures Act
- Truth in Lending
- Kansas Uniform Consumer Credit Code
- Equal Credit Opportunity Act
- Fair Lending
- Interagency Appraisal Requirements
- Community Reinvestment Act Public File
- Servicemembers Civil Relief Act/Military Lending
- Consumer Leasing Act
- Homeowners Protection Act
- Credit For The Purpose Of Purchasing/Carrying Margin Stock
For an audit proposal letter, contact KBCS personnel at 785.232.3444 or email kbcs@ksbankers.com.
If you have any questions regarding the content of this webpage, contact Dylan Serrault, J.D. at 785.232.3444 or email – dserrault@ksbankers.com.