Health and Dental

Health and Dental Plan

The KBA association medical and dental plan is a self-funded plan that pools the risk of all of the participating banks in a multiple employer plan. This allows banks to offer competitive benefits in a consistent and affordable manner taking advantage of economies of scale which lower the administrative costs. The plan is administered by the KBA with BCBS of Kansas providing stop loss protection, claims administration, and the network of providers with negotiated allowances and discounts that assist in minimizing claim costs and help keep premiums low.

Cobra Administration

KBA manages Cobra functions for all members of our medical, dental and vision plans. Staff sends out the required notices and collects premiums.

Value Added Products & Services included with the Association Health Plan

Tria Health

Tria Health is a pharmacy advocate program that supports employees and their families enrolled in the health plan to manage their over the counter and prescription medications. They help you understand any potential drug interactions and ensure your medication is the proper dosage and working as intended. Members can save money on copays for certain medications and diabetics receive free blood glucose meter and testing strips.

Employee Assistance Program (EAP)

The EAP program includes confidential services such as counseling, legal and financial resources, work/life balance and coaching.

Virta Health

Virta Health is a Type II Diabetes reversal program that focuses on helping the member change their diet to help the body burn fat for energy instead of sugar. Members have one on one coaching and receive free diabetes testing supplies, meter etc

Transparency in Coverage Rule
As part of the Patient Protection and Affordable Care Act (PPACA) group health plans and insurance issuers are required to make available to the public three separate machine-readable files that include detailed pricing information. The files will show negotiated rates for all covered items and services between the plan or issuer and in-network providers, historical payments to, and billed charges from, out-of-network providers, and in-network negotiated rates and historical net prices for all covered prescription drugs by plan or issuer at the pharmacy location level. Plans and issuers will display these data files in a standardized format and will provide monthly updates. Click on the Transparency in Coverage Rule above to access the Blue Cross and Blue Shield of Kansas website where the files will be maintained.