Kansas Bankers
Consulting Services

KBA Medical And Dental Plan
The KBA medical and dental plan is a self-funded plan that pools the risks of all of the participating banks in a multiple employer plan. This allows banks to offer competitive benefits in a consistent and affordable manner taking advantage of economies of scale which lower the administrative costs. The plan is administered by the KBA with BCBS of Kansas providing stop loss protection, claims administration, and the network of providers with negotiated allowances and discounts that assist in minimizing claim costs and help keep premiums low.

KBA Vision Plan
The KBA vision plan is a voluntary benefit to employees. It offers comprehensive coverage including exams, frames, contacts and more.

KBA Group Term Life Plan
The KBA group term life plan allows banks to provide their employees with group term life insurance. The insurance amount is based on a multiple of salary selected by each participating bank. In addition to the employee life benefit there is a matching amount of accidental death coverage on the employee and a $4,000 term life benefit on spouses and eligible dependent children. The bank can also elect to offer voluntary employee and dependent life insurance which is designed to be elected on an employee by employee basis and paid for by the employee via payroll deduction.

KBA Long Term Disability Plan
The KBA long term disability plan allows banks to help protect their employees most important asset—the ability to earn a living. The plan will replace 70 percent of an employee’s salary in the event of a disability. The benefit will continue for the length of the disability up to age 67.

KBA Voluntary Accidental Death & Dismemberment Plan
The KBA voluntary AD&D plan provides a benefit to employees and their dependents if they are killed in an accident. The plan is ideal for bank employees that have spouses involved in vocations that are more risk-prone than banking. The plan is designed to be elected by the employee and paid for via payroll deduction. Some banks opt to purchase a determined level of coverage for all of their full-time employees.

KBA Felonious Assault Plan
The KBA felonious assault plan enables a bank to pay a $50,000 benefit to a bank employee’s family if the bank employee is killed in either a crime involving the bank’s assets or in an accident while traveling on bank business. The very low premium is paid annually and is based on the total number of employees and the number of physical locations.

Deposit and lending policy development and review
Legal and compliance consultations for bank transactions
Human Resources consulting spanning the employment relationship
Account documentation preparation and review
Regulation E and check fraud dispute assistance
Transactional forms and agreements preparation and review
Legal and compliance support to correct audit findings
Bank advertisement reviews
Vendor contract reviews
Information security and privacy reviews
Power of Attorney and trust documentation reviews
Municipal leases, estates, and business documentation reviews
KBCS Membership also includes:
KBCS members get 10% off on audits performed by CFBS
Free access to the Quarterly Compliance Forum, the compliance review and update presented by CFBS compliance personnel
Work on any single project or issue for up to 10 hours and an unlimited number of projects or issues during the year
And more!